Florida Life and Health Insurance License Practice Test 2025 - Free Insurance Practice Questions and Study Guide

Question: 1 / 400

In Florida, how long is the maximum contestability period for most life insurance policies?

1 year

2 years

Most life insurance policies in Florida have a contestability period of 2 years. During this period, the insurance company can investigate your application and deny payment if they discover that you provided false information. Option A, 1 year, is too short as most companies need more time to fully review an application. Option C, 5 years, and option D, 10 years, are both incorrect as their longer periods are not applicable in Florida. It's worth noting that some policies may have longer contestability periods under certain circumstances, but the general rule in Florida is 2 years.

Get further explanation with Examzify DeepDiveBeta

5 years

10 years

Next Question

Report this question

Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy