Florida Life and Health Insurance License Practice Test 2025 - Free Insurance Practice Questions and Study Guide

Question: 1 / 400

Who does an agent represent during the solicitation of insurance?

A client seeking insurance

Their insurance company

An agent represents the insurance company during the solicitation of insurance because they are the ones selling the insurance policies on behalf of the company. Option A and C are incorrect because while an agent may work with a client to obtain insurance, they ultimately represent the insurance company. Option D is incorrect because the agent is not a third-party advisor; their main role is to sell insurance on behalf of the company.

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The beneficiary of the policy

A third-party advisor

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